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[主观题]

How much interest per year does the bank currently pay？A．2.5 percent.B．4 percent.C．7 perce

How much interest per year does the bank currently pay？

A．2.5 percent.

B．4 percent.

C．7 percent.

D．It's hard to say.

答案

发布时间：2022-12-19

更多“How much interest per year does the bank currently pay？A．2.5 percent.B．4 percent.C．7 perce”相关的问题

第1题

Credit score not only determines whether one can get a loan, but also affects how much on

e pays interest rate.

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第2题

Janine,a cash－basis taxpayer,borrowed $15,000 for her business from a local bank three

Janine,a cash-basis taxpayer,borrowed $15,000 for her business from a local bank three years ago.To increase her deductions for 2018,she pays December interest of $150 and prepays January and February interest totaling $300.The maturity date of the note is November 30,2019. How much of the interest is deductible in 2018？()

A.$0

B.$150

C.$300

D.$450

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第3题

Boston Company, an electing S corporation, has an operating loss of $400,000 for the c

urrent year. Hank owns a 40% interest in the company and is a material participant. At the beginning of the year, Hank's adjusted basis in the stock is $30,000. During the year the company borrows $100,000 with a recourse note. How much of the loss can Hank deduct on his current-year income tax return？()

A.$0

B.$30,000

C.$70,000

D.$160,000

E.$200,000

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第4题

根据以下内容，回答下列各题。 Six Steps to Tackling Your Student Loans [A] Any payment is a

good debt payment, but a strategy can be useful too-even if your strategy means opening the envelope. Open the envelope [B] This is the hardest thing to do. The bills come with the "Sallie Mae" or "Discover" logo on them and you toss them aside, hoping to deal with them when you feel less besieged (围攻). You know you started owing some amount- $20,000, $50,000, $100,000—and that the interest is piling up, but you dont know exactly how much or how. When faced with heavy debt, many people try to avoid seeing the numbers. [C] This doesnt work, even psychologically. Anyone who has let credit-card bills or mortgage bills pile up, 1reopened, knows that avoiding the envelope does not reduce your anxiety; it increases it. As those envelopes multiply, they take over your psychological state. In horror movies, its like the monster in the room behind the door. You dont know what it looks like, but it keeps you scared and immobile. So, open the envelope. [D] Or, even better, log in online. All student loan providers have a web site where you can see what you owe, your interest rates, and your payment schedules. SallieMae. com is no-frills, but still allows you to see your loans on one screen, including your interest rates. Discover. corn also has a pretty basic site. Citibank has a more complex site. Get used to logging into these sites pretty often; ff you need motivation, think of it as visiting your money while its in prison. [E] The websites all have one thing in common: they let you see how much you owe, and what your interest is, and they make it easy to pay-but they dont let you see how much your debt load is growing. This is a major motivating factor in paying down your loans. Identify your loans [F] Are your loans held by the federal government--usually through Sallie Mae--or through "private" lenders like Citibank or Discover？ if you dont know who holds your loans, you can find out here, at the National Student Loan Data System. [G] Why do you need to know who holds your loans？ This will make a difference to your payment options and your interest rates, if you have a federal loan, for instance, your interest rate is probably very low, around 32% ; ff you have private loans, the interest rates are likely to be much higher, around 48%. Federal loans also give you options like requesting forbearance (延期还贷) ff youre out of work or if your income is too low-handy for the times when youre down on your luck. Start seeing your debt in new ways [H] The websites of lenders are often limited and only have basic information. To really tackle your student loans, it can often be useful to visualize how much progress youre making. There are several ways to do that. [I] One really useful new free site is Tuition. io, which gathers information for all your loans in one place. You can see your debt in colorful charts, play around with repayment plans, and, once you start paying your loans, you can see the numbers start to fall. That can be very motivating. [J] For the same effect that you can customize yourself, try a Google Docs spreadsheet. Theres a template that already exists for paying down loans; it has the unpromising title of "Loan amortization schedule by Vertex42. corn" but it has very handy calculators built in so that you can tweak your monthly payments to see how much progress you can make if you increase or decrease your payments in any given month. If you dont like that template, just create a Google Docs spreadsheet with the categories you need: date; loan name/number; loan interest rate; starting loan amount (including how much you owe on that date) ; payment amount you made on that date; ending loan amount after that payment. After you have enough entries, you can start creating graphs; there are few things more satisfying than seeing that graph move downward as you pay off your debt. [K] If you want to see your loans in a larger context of your whole financial picture, LearnVest is a great mobile app for iPhone. It gathers all your information income, loans, credit card debt by linking to your accounts. It serves up useful graphs on your net worth, comparing your assets to what you owe -and theres nothing more motivating than seeing a "minus" sign next to your financial picture. LearnVest "also lets you track your spending, which may make it easier to see where to cut down on expenses so that you can put more into your loan payments. LearnVest also has a good website full of useful advice .Dont be afraid to scare yourself [L] Student loans can often be scary and thats Why you should slay them. The more you see how much you owe, and how fast your interest is rising, the more motivated you can be to fight back by paying those loans. One staffer, after she saw how much money she was wasting on interest payments, increased her student loan payments by $ 75 a month. [M] It can also be tempting to believe that your student debt is so big that nothing you do can ever make a dent in it. Thats completely untrue. Only paying your loans will shrink them. It will take years, true. It will take even longer if you dont pay, or pay the minimum. Theres only one outcome of shirking your loans: ending up with bigger loans. Then youre in an even bigger bind. No one is going to save you from student loans. Action counts. Choose a strategy [N] Any payment is a good payment, but a strategy can be very useful too. There are two aspects to loans :principal and interest .Principal is how much youve borrowed ,and the interest is what youre paying every month for the privilege of having borrowed that money. Your goal is to pay down as much of the principal as possible. Your chief enemy here is interest: it grows fast, and makes the principal recede more distantly. [O] So make sure you know the rank of your loans, in order from smallest to largest, and lowest interest to highest interest. Do whatever is possible to reduce the interest; as our columnist Helaine Olen points out, Sallie Mac offers you a 0. 25% reduction in your loan interest if you sign up for an automatic debit (借方 ) plan--just make sure the money is always going to be in your account. If you dont want to do that, follow Helaines other piece of advice: youre smarter to pay off the loans with the higher interest rate flint. This will create the biggest impact. Another popular strategy is the "snowball" method, where you pay the most on the smallest debt owed. So if you have a $20,000 loan and a $10,000 loan, the "snowball" method means you will start paying more towards the $10,000 loan. Youll see it disappear faster. These two methods dont always go together; so try what feels comfortable. The important thing is to see and track your progress. [P] If your income isnt enough, consider other methods of producing money: side projects, odd jobs, or selling things you dont need on eBay or Craigslist. For those whose parents can afford it, working out a joint payment plan can make sense. One graduate we know struck a savvy (精明的) deal with his parents: if he made the minimum student loan payment every month, they would contribute $100 toward his student loans. Thats $100 he doesnt have to cut from his own budget. As a benefit, making bigger payments will help you pay down the principal of the loan, since the minimum payments often only end up reducing your interest, which balloons back later. Even $ 50 more a month can help. [Q] Heres an example: if you have a $ 20,000 loan, with a 4.2% interest, rate, you will end up paying an extra $ 2,814 in interest alone over six and a half years. If you increase your payment by only $ 50 a month, youll cut that interest by $ 500 ; ff you can find a way to pay $ I00 more a month, youll save nearly $ 800 in interest. Thats $ 800 more in the bank, and $ 800 less wanted on pointless interest payments. Take it in stride [R] Most Americans owe some form. of debt; learning how to handle it is a lifelong process. Most of all, dont beat yourself up if youre not perfect at paying down your loans. Some of the savviest financial players struggled for years with their own finances. We all learn in our own time and we rind what works for us and what doesnt. Accept your own progress. If you have a federal loan, you are allowed to pay back the loan later when you are fired.

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第5题

听力原文：W: Hey, Tom. Whats up？ Where are you off to？ M: Im on my way to the bank. I have

to open a savings account. Want to come？ W: Sure. Wait a minute. M: OK.(a little while later) W: You just said you wanted to open a savings account？ M: Yes. W: They usually have two kinds of deposit — time deposit and current deposit. M: What is the minimum deposit for a savings account？ W: Sorry, I dont know, but how much money do you want to deposit to start with？ M: Two thousand dollars. W: Thats big enough for both, Im sure. M: You know the interest rate, dont you？ W: For current deposit it is very low. M: I dont mind that. I want to put my money in the bank just to be on the safe side. W: Good idea. M: Is it convenient to withdraw money from my savings account here？ W: Its very easy. You just need to fill out a withdrawal form. and hand in your chequebook together with it, and everything will be OK. M: Do they use a password？ W: Yes, you can if you like. M: Do I have to show anything as proof of identification？ W: No. They want nothing. Just tell them your name and address. Thats all. M: Thank you. Questions 9 to 12 are based on the conversation you have just heard. 9. How much money does the man want to deposit to start with？ 10. What does the man want to do in the bank？ 11. How can the man withdraw money from his savings account？ 12. According to the conversation, what do we know about the interest rate？9．

A．To buy some national savings bonds.

B．To open a savings account.

C．To inquire about the interest rate.

D．To withdraw some money.

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第6题

听力原文： I hope you have all finished reading the assigned chapter on insurance-so that y

ou're prepared for our discussion today. But, before we start, I'd like to mention a few things your text doesn't go into.

It's interesting to note that insurance has existed in some form. for a very long time. The earliest insurance policies provided shipping protection for merchants as far back as 3000 B. C.

In general, the contracts were often no more than verbal agreements. They granted loans to merchants with the understanding that if a particular shipment of goods was lost at sea, the loan didn't have to be repaid. Interest on the loans varied according to how risky it was to transport the goods. During periods of heavy piracy at sea, for example, the amount of interest and the cost of the policy went up considerably. So, you can see how insurance helped encourage international trade. Even the most cautious merchants became willing to risk shipping their goods over long distances-not to mention in hazardous weather conditions-when they had this kind of protection available.

Generally speaking, the basic form. of an insurance policy has been pretty much the same since the Middle Ages. There are four points that were prominent then and remain dominant in all policies today. These were outlined in chapter six and will serve as the basis for the rest of today's discussion.

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A．Pirates.

B．Sailors.

C．Manufactures.

D．Merchants.

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第7题

听力原文：While radio broadcasting was still in its early stage the wonder of television wa

听力原文： While radio broadcasting was still in its early stage the wonder of television was already being developed. The person responsible for developing it was John Baird. In 1926 he gave the first demonstration of a television picture.

As a home entertainment, television rapidly became more popular than any other form. A news broadcast became more immediate when people could actually see the scene in question and the movements of the figures. Films could also be available. One of the advantages of travel programs was the glimpse of far-away places which many viewers would not otherwise have seen. Though much of the entertainment was of a popular kind like quiz competitions, some remarkable cultural programs were also broadcast. Just as with radio in earlier days, a group of actors and actresses became familiar in every household. One of the most popular programs on television was sport and an interesting result of the television broadcast was the increased attendance at the actual events. How far this was due to a growth in interest in the-game and how far out of the peoples desire to appeal on the screen is not clear.

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A．He was the first person to appear on television.

B．It was he who discovered the wonder of television.

C．He made the very first step towards the invention of television.

D．He developed the television and was the first person to demonstrate it.

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第8题

听力原文：At sixteen, Henry Vincent was separated from his family as a result of the war. H

听力原文： At sixteen, Henry Vincent was separated from his family as a result of the war. He wandered aimlessly from one country to another before finally settling down in Australia, where he trained as an electronics engineer. He established his own business but it called for so much work that marriage was out of the question.

His retirement suddenly made him realize how lonely he was and he decided to take up a hobby. With his interest in electronics, being an amateur radio operator seemed a natural choice. He installed his own equipment and obtained a license and his call sign, which is the set of letters and numbers used to identify oneself when making radio contact with other amateur operators all over the world.

Soon Henry had a great many contacts in far off places. One in particular was a man in California with whom he had much in common. One night the man in California happened to mention the village in Europe he had come from. Suddenly, Henry realized that this man was in fact his younger brother, Peter. At first, the two brothers were at a loss for words but then little by little they filled in the details of their past lives and not long afterwards Henry Vincent flew to California to be reunited with his brother.

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A．He was trained as an electronics engineer.

B．He was trained as a mechanical engineer.

C．He was trained as a communication engineer.

D．He was trained as a nuclear engineer.

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第9题

A robot is so lifelike that its sweats are helping the US Army to test protective clothing

. "Manny", as the developer of the mannequin(人体模型), Battelle Laboratories, has christened(给……取名) it, is also【B1】the interest of clothing manufacturers, 【B2】are looking for more realistic tests【B3】clothing for sold weather and athletics.

The original Manny, which【B4】$2 million, was sent to the army's Dugway Proving Ground in Utah in early November. The army【B5】uses Dugway to test chemical and biological【B6】. "The mannequin resembles the human body in size, 【B7】and trunk geometry," says David Bennett of Battelle's【B8】. Physics Center in Richland, Washing ton. "It can【B9】complex body temperature and sweating. It will test the【B10】of clothing used to protect people【B11】chemicals, extremes of temperature and other【B12】environments."

Manny incorporates 12 heaters which【B13】the skin above them. Perspiration can be【B14】so that it fits the robot's action【B15】it can sweat more and heat up【B16】it is walking up stairs. The main【B17】of this system is that them is very little good【B18】around on just how much individual parts of the【B19】heat up and sweat in【B20】situations.

【B1】

A．exciting

B．satisfying

C．producing

D．moving

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第10题

听力原文：W: Good afternoon. Merles Apartments. May I help you？M: Yes, I'm interested in re

听力原文：W: Good afternoon. Merles Apartments. May I help you？

M: Yes, I'm interested in renting a one-bedroom apartment. Do you have any available？

W: No, I'm sorry. None are available at this time, but I expect a vacancy in about three weeks. Could I interest you in a two-bedroom？

M: Well, I'm a student and I have to cut corners. How much would a two-bedroom apartment cost me？

W: The one-bedroom rents for ＄150 a month and the two-bedroom is only thirty-five dollars more.

M: Is the two-bedroom a great deal larger than the one-bedroom？

W: Yes, it is. Also, I might tell you that the one-bedroom doesn't have a dishwasher. All our two-bedroom apartments do.

M: What about signing a lease？

W: We do require a 6-month lease, and them is a deposit of ＄100 in case any damage is done to the apartment.

M: Is there a pool？

W: No, I'm sorry, there isn't. We do have a recreation area and a sauna. Also, there are tennis courts adjacent to our building.

M: When could I see an apartment？

W: How about late this afternoon？ Let's see. I have an appointment visitor at three thirty and another one at four. How about five o'clock this afternoon？

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A．It has a bigger kitchen.

B．There is a swimming pool nearby.

C．It is available immediately.

D．You don't have to sign a lease.

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第11题

听力原文：At sixteen Henry Vincent was separated from his family as a result of the war. He

听力原文： At sixteen Henry Vincent was separated from his family as a result of the war. He wandered aimlessly from one country to another before finally settling down in Australia, where he trained as an electronics engineer. He established his own business but it called for so much work that marriage was out of the question.

Soon Henry had a great many contacts in far off places. One in particular was a man in California with whom he had much in common. One night the man in California happened to mention the village in Europe he had come from. Suddenly, Henry realized that this man was in fact his younger brother, Peter. At first, the two brothers were at a loss for words but then little by little they filled in the details of their past lives and not long after Henry Vincent flew to California to be reunited with his brother.

(30)

A．He trained as an electronics engineer.

B．He trained as a mechanical engineer.

C．He trained as a communication engineer.

D．He trained as a nuclear engineer.

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